For many years Georgia State Patrol officers (GSP) have been inputting information for wreck investigations into laptops installed in their cruisers. That information is uploaded, and a report of the wreck is generated. Individuals, insurers, courts, and many others rely on the reports. Reporting wrecks electronically is a great system until something goes wrong. On […]
[Below is a transcription of the podcast] This is Ann-Margaret Perkins with Perkins Law Firm, and today I’m going to be talking about whose fault is an accident if you get rear-ended? I’m going to start by telling you about a lesson I learned as a young lawyer 25 years ago when I was talking […]
[Below is a transcription of the podcast] Hi, this is Ann Margaret Perkins with Perkins Law Firm and I’m going to be talking today about what happens if someone gets into a car wreck while they’re driving your vehicle. Let’s assume for the sake of this podcast, the wreck is not the fault of the […]
[Below is a transcription of the podcast] This is Ann Margaret Perkins with Perkins Law Firm. And today I’m going to be answering the question whether more than one liability insurance policy can apply to the person who caused your wreck. The answer is yes, if you know where to look. In Georgia, liability insurance […]
[Below is a transcript of the podcast] Hi I’m Ann Margaret Perkins with Perkins law firm and today I am going to be discussing how you legally prove who was at fault for an automobile wreck. Many people think that the determination of fault is a decision for the police officer to make. While police […]
UM insurance has always been an important way to protect yourself and your family. With changes made by the Georgia legislature in 2008 (effective for policies issued or renewed after January 1, 2009), your UM coverage can do even more for you. But you need to check your coverage to be sure you are protected. […]
The purpose of wreck reports. Almost everyone believes that the main purpose for wreck reports is to determine fault. Actually these reports were initially created to gather information that could be used to develop accident prevention programs. But over time citizens and insurers have come to rely on them as the official report of what […]
The requirement to wear a seatbelt in Georgia. In Georgia every front seat occupant of a “passenger vehicle” as defined in O.C.G.A. §40-8-76.1 is required by law to wear a seat belt, unless the person is excused for one of the nine reasons listed in the statute. Sometimes a person is involved in a car […]
One way car insurers try and get your business is by coming up with new features or coverages. They can sound really good but may come with conditions that aren’t obvious from a 30 or 60 second television advertisement. One of these coverages I’ve been seeing a lot of commercials for lately is “new car […]
When Does Uninsured or Underinsured Motorist (UM) Insurance Matter? The short answer is a lot more often than you might think. You probably know if you get injured in a car wreck and the person that hit you does not have any liability insurance, your UM coverage applies. But that example is just the beginning. […]