Perkins Personal Injury Blog

Incorrect Car Wreck Reports
The purpose of wreck reports. Almost everyone believes that the main purpose for wreck reports is to determine fault. Actually these reports were initially created to gather information that could be used to develop accident prevention programs. But over time citizens and insurers have come to rely on them as the official report of what […]

Georgia Wrongful Death Claims
Recovery for the death of a person killed by another. This year it is projected that over 1,110 people will die in crashes on Georgia roads. Carroll County is among the top ten counties for fatal crashes, with the number of fatal crashes here increasing both of the last two years for which statistics are […]

What Information Does the Adjuster Need?
You do not have to give adjusters information just because they say you do. Some things that often prompt a person to call my office are when an insurance adjuster says she can’t continue adjusting a claim until the person gives a recorded statement, his date of birth, his social security number, and/or signs an […]

Personal Injury Choice of Laws
When your claim for an injury in Georgia may be brought in Georgia A person may have multiple options for where to bring a claim. Where you bring it may significantly affect your recovery. If the person causing the injury is not from Georgia but you are Georgia courts have jurisdiction to hear cases that […]

Georgia’s Seatbelt Laws
The requirement to wear a seatbelt in Georgia. In Georgia every front seat occupant of a “passenger vehicle” as defined in O.C.G.A. §40-8-76.1 is required by law to wear a seat belt, unless the person is excused for one of the nine reasons listed in the statute. Sometimes a person is involved in a car […]

Two Tactics Insurance Companies Use To Pay You Less
It is almost always true that the sooner an insurer can get you to settle your claim, the better off they are and worse off you are. Insurance companies and adjusters have a number of tactics for accomplishing this. I’d like to expose two of their most common tactics. The “I’m going to close my […]

Ann-Margaret Perkins Wins UM Coverage Court of Appeals Case
Insurers write contracts to favor themselves. Sometimes we forget insurance is simply a contract in which an insurer promises to pay under certain circumstances. Insurers work hard to write those contracts in ways that will allow them to avoid having to pay claims. This is especially true with uninsured motorist insurers who often have time […]

Can the Insurance Company Control My Medical Treatment?
The single most important thing that you can do after an injury is to promptly get the medical treatment that is necessary to help you recover. Contrary to what some insurance adjusters may tell you, they have no right control what treatment you get. Sometimes they try and make you think they do by saying […]

What if I am injured and do not have health insurance?
You probably know that under the Affordable Care Act most individuals are required to have health insurance coverage or pay a penalty. The penalty is paid when you file your federal tax return. The penalty for 2014 was $95 per adult/$47.50 per child. For 2015 it is $325 per adult/$162.50 per child. For 2016 forward […]

Premises Liability – Slip and Falls
Often, when people call us after an injury on someone’s property, they assume the property owner is automatically responsible for their damages. That is not correct. To recover for injuries on someone’s property (frequently called “premises liability” cases) you have to prove the property owner had a legal responsibility they failed to live up to. […]